Feel confident in retirement
Whether you’re approaching retirement or already retired, today’s combination of low interest rates, the potential for additional market downturns and rising retirement costs may have you looking for ways to help maintain your lifestyle in retirement. It’s important to look for solutions designed to help grow and protect your retirement savings, while also providing a source of guaranteed income you can’t outlive. Fortunately, there is a potential solution.
Add certainty to your retirement portfolio
Introducing Nationwide New Heights® Select (New Heights® Select), a fixed indexed annuity designed to provide growth opportunities and protect your retirement savings from negative markets. As a solution to today’s unique retirement challenges, New Heights Select can help provide:
Create a source of guaranteed income for life
Nationwide High Point 365® Select Lifetime Income rider with Bonus is one of two optional living benefit riders available for an additional charge, should you wish to create a source of guaranteed income. This rider features a predictable source of retirement income through the Minimum Income Benefit Value, which is guaranteed to grow every day, so long as you follow the terms of the rider and contract. High Point 365® Select with Bonus features:
When you decide to begin taking lifetime income withdrawals, your lifetime income will be based on the high point income benefit base multiplied by a lifetime payout percentage.9 The income benefit base is the greater of the Minimum Income Benefit Value or the Highest DAV.10 For more information on how lifetime income is calculated and paid, please see page 13.